McKinney, Texas · Oncor territory

Electricity plans in McKinney

Compare 119+ plans by true cost from providers serving McKinney. Find the right rate for your home.

Updated May 2026 · Live rates from electricrates.org

Average rate
15.2¢
per kWh
Lowest rate
7.2¢
per kWh
Plans
119+
on your meter
Utility
Oncor
Oncor

McKinney fast facts

County
Collin County
Population
205K
TDU
Oncor
Sample ZIP
75069
Oncor outage / switch-hold line
1-888-313-4747

Nearby cities on the same grid:

About McKinney

What you're shopping for power in.

McKinney is the Collin County seat — historic downtown square, fast-growing northern suburbs, ranked repeatedly among the best places to live in America. Less corporate than Plano, more residential.

Climate & bill pattern

DFW continental climate.

Mostly 2,200-3,200 sq ft post-2000 homes; new construction tends to be moderately efficient, but the size makes summer bills large.

Major employers

  • ·McKinney ISD
  • ·Raytheon Technologies
  • ·Encore Wire
  • ·Globe Life
  • ·Baylor Scott & White Medical Center McKinney

Known neighborhoods

  • ·Stonebridge Ranch
  • ·Adriatica
  • ·Tucker Hill
  • ·Craig Ranch (south, partly Frisco)

Best in McKinney

Best plans in McKinney

Ranked by real monthly bill at 1,000 kWh.

APGE
Best rate
APGE

SimpleSaver 14

Best for McKinney residents
Rate
7.2 ¢/kWh
Term
14 Months fixed
Monthly
$72 at 1,000 kWh
Score
81 /100
4Change Energy
4Change Energy

Maxx Saver Value 8

Rate
7.2 ¢/kWh
Term
8 Months fixed
Monthly
$72 at 1,000 kWh
Score
79 /100
Just Energy
Just Energy

Smart Choice - 12

Rate
7.3 ¢/kWh
Term
12 Months fixed
Monthly
$73 at 1,000 kWh
Score
79 /100
APGE
APGE

SimpleSaver 12

Rate
7.3 ¢/kWh
Term
12 Months fixed
Monthly
$73 at 1,000 kWh
Score
81 /100
Discount Power
Discount Power

Bill Credit Bundle 24

Rate
7.4 ¢/kWh
Term
24 Months fixed
Monthly
$74 at 1,000 kWh
Score
80 /100
Cirro Energy
Cirro Energy

Bill Bonus 24

Rate
7.4 ¢/kWh
Term
24 Months fixed
Monthly
$74 at 1,000 kWh
Score
81 /100

Local guide

About electricity in McKinney

McKinney is served by Oncor as the local TDU. With a population of 205K, it's one of the deregulated markets in Texas — residents can shop 119+ competitive plans from 8+ retail electric providers serving the Oncor grid.

The average all-in rate in McKinney is currently 15.2¢/kWh at 1,000 kWh usage. Actual rates vary by plan type, contract length, and how much your home uses. Fixed-rate plans typically offer the best value for households that don't want to think about rate swings.

Switching is 1-3 business days with no service interruption — same meter, same wires, new bill from a new company.

FAQ

Common questions

What is the average electricity rate in McKinney?

+

Approximately 15.2¢/kWh at 1,000 kWh. Plans on the Oncor grid range from 7.2¢ to over 18¢/kWh depending on type and term.

Who is the TDU for McKinney?

+

Oncor maintains the power lines and infrastructure. TDU charges are the same regardless of your retail provider — set by the Public Utility Commission.

Can I switch providers in McKinney?

+

Yes. Choose from 119+ plans available on the Oncor grid. Switching takes 1–3 business days with no service interruption — same meter, same wires, new bill from a new company.

How are the rankings calculated?

+

We sort by the real monthly bill at your home's usage — not the advertised rate at 2,000 kWh. We flag bill-credit plans and minimum usage fees so you see the true cost.

Ready to save on electricity?

Compare 119+ plans in McKinney or let our guided quiz find the right plan for your home.