Payless Power
12 Month - Prepaid - No Deposit & No Credit Check
Rate
18.00¢
Term
12 Months
$1000 kWh
$180
- ✓ 26% green
- ✓ No deposit / no credit check
2 plans
No-Deposit Electricity Plans
Get the lights on without a credit check or upfront deposit.
Top picks
Our top 2 no-deposit plans.
Payless Power
6 Month - Prepaid -No Deposit & No Credit Check
Rate
18.10¢
Term
6 Months
$1000 kWh
$181
- ✓ 26% green
- ✓ No deposit / no credit check
Related
Learn before you switch
Before you sign a contract, these are the guides we'd read.
Moving
Moving in Texas: How to Set Up Electricity
Same-day power is possible — if you do these four things before the move.
6 min read
Decision
How to Choose an Electricity Provider in Texas
A step-by-step framework for picking a retail electricity provider in a deregulated market.
8 min read
Shopping
Understanding the Electricity Facts Label (EFL)
The EFL is the single most important document in Texas electricity shopping. Here’s how to decode it.
6 min read
Savings
How to Lower Your Electric Bill in Texas
Practical changes — and the ones that are just marketing — to cut your monthly bill.
7 min read
FAQ
Common questions.
How do no-deposit plans work?
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Two flavors: prepaid plans (you load a balance) and soft-pull plans (no hard credit check). Both skip the $200–$400 deposit most Texas providers require for a standard plan.
Are rates higher on no-deposit plans?
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Slightly — currently 10.8–10.9¢/kWh higher than the absolute market low, based on today's snapshot. The tradeoff is same-day activation and no credit impact.
Ready to pick a no-deposit plan?
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